☰ ˟
Find the location nearest you / Contact Us
Logo
  • Home
  • About Us
    • Remembering Gary Hindman
    • Bush Insurance Agency
    • Russell Menegigian Insurance Agency
  • Personal
    • Auto and Homeowners Insurance
    • Automobile
    • Condominium
    • High Value Home Insurance
    • Homeowners
    • Jewelry Insurance
    • Life
    • Mobile Home Insurance
    • Motorcycle
    • Off-Road Vehicles Insurance
    • Personal Umbrella Insurance
    • Pet Insurance
    • Renters
    • Toy Vehicles
    • Watercraft & Boat
  • Business
    • Bonds
    • Commercial Auto Insurance
    • Commercial Bond Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • Cyber Liability Insurance
    • D & O Insurance
    • Errors & Omissions
    • Farm
    • Flood
    • General Liability Insurance
    • Professional Liability Insurance
    • Special Events Insurance
    • Surety Bond
    • Workers Compensation
  • Industries
    • Apartment Owners Insurance
    • Church
    • Condo Association Insurance
    • Contractors Insurance
    • Daycare
    • Errors & Omissions
    • Hemp and CBD Insurance
    • Hotel
    • Limousine
    • Liquor Based Business
    • Malpractice
    • Non Profit Insurance
    • Real Estate Insurance
    • Rental Property Insurance
    • Restaurant, Bar, & Tavern Insurance
    • Trucking
  • Get a Quote
    • Annuity Quote Form
    • Auto Insurance Quote
    • Builders Risk
    • Business Owners (BOP) Quote Form
    • Commercial Auto Insurance Quote
    • Farm Quote Request
    • General Liability Quote Form
    • Hemp & CBD Insurance Quote
    • Homeowner Flood Quote Form
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Manufactured Home Quote
    • Term Life Insurance Quote
    • Workers Compensation Quote
  • Locations
    • Location(s)
    • Employee Directory
  • Resources
    • Carrier Contact
    • File a Claim
    • Helpful Info
    • Insurance Glossary
    • Make a Payment

What type of coverage do you need?
Home > Daycare Insurance Home

Daycare Insurance


Daycare Insurance Information

Whether you provide in-home daycare services or you have a commercial facility, you may need certain insurance protection in order to continue operating your business and taking care of children. But daycare insurance isn’t just about compliance; it’s also about protecting your finances from the cost of lawsuits and property damages while showing parents just how seriously you take the care of their children.

Liability insurance is a must for both commercial and in-home care. With liability insurance, you can protect yourself in the event you are accused of neglect or abuse, since the policy will pay defense costs as well as the judgment, provided that it’s within limits and was not due to willful neglect. Liability coverage can even cover incidents that occur while you and the children are away on field trips and can protect against accusations against any employees you have. In this day and age, when many children are on medication and some have food allergies, the added layer of protection provided by liability insurance is even more important.

When securing liability insurance, you’ll need to consider both the deductible you can afford and the limits that sound reasonable to you. If you have a pool or you provide transportation of the children in a vehicle then make sure to mention that to the insurer. Commercial facilities might also consider employment liability and worker’s compensation coverage in order to protect them against claims by their employees.

Liability isn’t the only risk that daycare providers are exposed to. Their personal and business property may also be exposed to potential damage. Property insurance should, therefore, be secured by all day-care service providers. When you have a commercial facility, you can secure a commercial property insurance policy that protects the building, contents and some outside structures. In-home daycare providers should consider a home insurance policy that includes protection for their business practices. It’s important to note that auto insurance and flood insurance need to be purchased separately.

  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier

  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Essigmann & Associates Inc.
Powder Springs: 770-634-7464 Cedartown: 770-748-8877  Lawrenceville: 770-325-3737
Privacy Policy: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes and this includes your text messaging originator opt-in data and consent and personal information. 

We are headquartered in Georgia and licensed in more than 30+ other states throughout the U.S.
Quick Help Links
Home Page/ About Us/ Get a Quote/ Make a Payment/ Claims/ Locations/ Helpful Info/ Refer A Friend
Icon Icon
Icon Icon Icon
Social Icon Social Icon Social Icon Social Icon
© Copyright. All rights reserved. Powered by Insurance Website Builder