Essigmann & Associates Inc. Blog Page 11
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Tuesday, December 8, 2020Car damage doesn’t just happen because of a wreck. Damage could occur anywhere, even in places that you consider safe. Your garage is one of them. You might think the garage is the safest place for your car, which indeed it is. However, even cars parked in garages aren’t immune from risks. READ MORE >>
Thursday, December 3, 2020If you are planning to buy your first home, then you have likely considered taking out a mortgage to finance the purchase. When you do, your lender will likely tell you that you are required to buy homeowners insurance.
Since buying your first home is a lot to absorb, the home insurance requirement might seem confusing. READ MORE >>
Tuesday, December 1, 2020Companies must take responsibility for employees at all levels of employment. Among the most important to the business is its c-suite and board of directors. They are critical players, but also high liabilities to your company’s success. READ MORE >>
Thursday, November 26, 2020By buying busines insurance, you take a big step to secure your finances and create a strong risk management strategy. After all, you never know when a single incident like a fire or break-in could devastate your business and cost you a fortune.
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Tuesday, November 24, 2020If you have a chronic health condition, then you will likely have to deal with certain medical needs for the rest of your life. These might include things like diabetes, heard or kidney disease or even cancer. Even if you have the illness under control, you still have a risk of a relapse. READ MORE >>
Thursday, November 19, 2020Your foundation is truly one of the most important parts of your home. It keeps the property stable and level. Therefore, damaged or deteriorating foundations can make your home quite flimsy and insecure. A damaged foundation can damage all other components of the home.
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Tuesday, November 17, 2020If you buy life insurance, then you take a big step towards securing your financial future. One of the most easily accessible policies is a term life policy, which is generally affordable and will last for a certain number of years. However, the drawback of a term policy is that, although it is budget-friendly, it does not last forever. READ MORE >>
Thursday, November 12, 2020All business owners should know how important it is to provide a safe environment for their employees. Still, however safe you might try to make things, there is no guarantee that your business is accident-proof. That’s why in most states, employers must carry workers’ compensation insurance. READ MORE >>
Tuesday, November 10, 2020A fire can be a devastating household accident no matter what the size or shape of the home you live in. However, if you live in a high-value or even a luxury home, then the loss might be compounded. The good news is that your homeowners insurance is likely to pay for the necessary repairs to enable you to move back home. READ MORE >>
Thursday, November 5, 2020If your car disappears, and you don’t know where it went, then someone might have stolen it. In fact, statistics from the Insurance Information Institute (III) show that roughly 750,000 vehicle thefts occurred in the United States in 2018. That’s a rate of approximately 228 thefts per 100,000 drivers. READ MORE >>