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Essigmann & Associates Inc. Blog Page 7

View the latest blog posts from Essigmann & Associates Inc..

Tuesday, April 27, 2021

Easy Ways For Young Adults to Lower Their Car Insurance Premiums

When you’re young, starting out on your own might lead to some financial challenges. After all, you now have bills to pay, and probably a limited budget with which to pay them. How can you keep ongoing costs, like your auto insurance premiums, as affordable as possible? READ MORE >>

Thursday, April 22, 2021

Getting Life Insurance After You Turn 65

With age comes wisdom, and probably a lot of the financial stability that you have longed for throughout your life. Still, getting older means facing the fact that eventually the inevitable will happen. Naturally, you want to make sure that when you do pass away, that you can leave a strong financial legacy to your family. READ MORE >>

Tuesday, April 20, 2021

Getting Homeowners Insurance with a Mortgage

Most people do not have the money to pay for a new house in-full at the time that they buy it. As a result, they will usually take out a mortgage or other financing to finalize the purchase. When you finance your home, you will have to repay the loan to the bank over a period of years. READ MORE >>

Thursday, April 15, 2021

Setting Up A Life Insurance Trust for Minors

If you are a parent, or responsible for another minor who is dependent on you, then you know that your basic duty is to provide for them both emotionally and financially. Still, there’s always life’s uncertainty that tomorrow is not guaranteed. READ MORE >>

Tuesday, April 13, 2021

Understanding Your Costs of Care Under Health Insurance

Everyone knows how expensive health care can be, from the most routine care to cutting-edge treatments. This places a significant cost burden on both providers and their patients. Where patients get the most cost assistance is by using their health insurance. READ MORE >>

Thursday, April 8, 2021

How to Keep a Safe Home This Spring

It’s spring-cleaning time, and most of us are probably making a list of the essential maintenance tasks that we are eager to undertake in the next few weeks and months. What better time to think about a few things that you can do to make your home safer and more secure as you work to spruce it up? READ MORE >>

Tuesday, April 6, 2021

Buying Your First Car? Get Auto Insurance

Some people wait years before officially owning their first car. Your first car might have belonged to your parents. Or, if you are married, your car might officially be in your spouse’s name. Regardless of circumstances, as soon as you get your first car in your name you must get your own car insurance. READ MORE >>

Thursday, April 1, 2021

Preventing Employee Burn Risks in Your Business

No one wants to get burned by anything. At minimum, a burn is an inconvenient and sore pest that you have to look after. More severe burns can be much more debilitating, even deadly. They’re nothing to take lightly. Burn risks exist far outside the kitchen. They can even exist in your business in the most unlikely places. READ MORE >>

Tuesday, March 30, 2021

How Can A Small Business Qualify For Insurance Discounts?

As a small business owner, you might wonder why your commercial insurance premiums are so high. These are non-negotiable parts of your overhead budget, so you naturally want to save as much money as possible on these expenses. After all, if you’re going to pay for it, you want to make it affordable. READ MORE >>

Thursday, March 25, 2021

Does Home Insurance Cover Foundation Problems?

Your home’s foundation is the support apparatus for the rest of the dwelling’s structure. As a result, it’s easy to assume that your homeowners insurance will cover any damage to the foundation under all circumstances. However, this is not necessarily the case. READ MORE >>

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