Essigmann & Associates Inc. Blog Page 2
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Tuesday, October 26, 2021As a business owner, you are responsible for ensuring a successful work environment and maintaining smooth operations. You want a safe, honest and secure business, but dissatisfied customers are going to come around from time to time. Sometimes, they could even take legal action against your business. READ MORE >>
Thursday, October 21, 2021There’s never been a more critical time than now to protect yourself against the flu. Even with widespread public health initiatives and disease prevention, the flu remains a potent and deadly threat to the American public. READ MORE >>
Tuesday, October 19, 2021Health insurance can be expensive, and as of 2021, there is no longer a federal requirement that you have to buy health insurance. You will not face fines for not carrying coverage.
Choosing to go uninsured isn’t recommended—and for a good reason. READ MORE >>
Thursday, October 14, 2021When the time comes to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. In many situations, your coverage can become ineffective or provide insufficient coverage to meet your needs if a significant issue occurs on the property. READ MORE >>
Tuesday, October 12, 2021Most small business owners choose to invest in business owners policies—also known as BOPs. Put simply, BOPs can help business owners easily optimize their commercial insurance. BOPs usually contain several types of insurance, including commercial property coverage. READ MORE >>
Thursday, October 7, 2021When you drive recklessly, it impacts more people on the road than just yourself. In fact, other drivers, their passengers, your passengers and even pedestrians on the road can be affected by the decisions you make behind the wheel. Therefore, you have to treat driving as the potentially dangerous activity that it is. READ MORE >>
Tuesday, October 5, 2021Many people buy life insurance to cover the period of time they will have dependents. Dependents include children or others who depend on the income, housing and other resources provided by another person. Since children depend on their parents, it’s important to leave them financial support should you, the parent, die. READ MORE >>
Thursday, September 30, 2021Getting older means becoming wiser, and sometimes, you might be in your 40s before you realize that you need life insurance. You might even wish that you had purchased a policy 20 years ago when you were young, healthy and just starting out.
Even though you might be looking for life insurance later in life, that doesn’t mean you can’t get it. READ MORE >>
Tuesday, September 28, 2021Auto insurance is designed to provide you with financial assistance in the event of an accident, theft or other instance of vehicle damage. After all, you shouldn’t have to bear the costs of an accident entirely on your own.
There are a few separate benefits that the average policy will utilize to cover vehicle damage. READ MORE >>
Thursday, September 23, 2021If you’re a small business owner who is looking for the best way to ensure your company, then a business owners policy—better known as a BOP—is a great way to start. It makes sense for many companies to carry this coverage because it offers several types of commercial insurance in one place. READ MORE >>