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Home > Blog > Essigmann & Associates Inc. Blog Page 5
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Essigmann & Associates Inc. Blog Page 5

View the latest blog posts from Essigmann & Associates Inc..

Thursday, August 27, 2020

What Does Actual Cash Value Mean for Home Insurance?

Home insurance has a lot of confusing terminology, especially when it comes to the types of policies and how you can receive compensation. Replacement cost value, for example, refers to two areas: the total replacement cost value of your home, and a replacement cost value policy for personal belongings coverage. READ MORE >>

Tuesday, August 25, 2020

3 Areas of Car Insurance Coverage and What They Mean

Car insurance policies can look different depending on premiums, deductibles and coverage limits, but all car insurance policies are designed to cover three certain areas.   A full coverage car insurance policy covers:  Liability  Property READ MORE >>

Thursday, August 20, 2020

Estimating the Value of Electronics for Your Home Insurance

When insuring possessions on homeowners insurance, you have a lot of leeway to choose the limits you want. Yet, the thing about possessions insurance is that your coverage might restrict how much it will pay for items of value, like your electronics. READ MORE >>

Tuesday, August 18, 2020

Why Does Health Insurance Not Cover Dental?

Most health insurance policies don’t cover dental procedures, despite the fact that teeth and gums can have a direct impact on a person’s health. A lot of dental procedures, such as teeth whitening and braces, are seen as not medically necessary.   READ MORE >>

Thursday, August 13, 2020

What Happens to Businesses Without Insurance?

Business insurance is used in order to protect businesses from lawsuits and other losses that could have a large financial impact otherwise.   Required Business Insurance and Penalties  Business insurance requirements vary by state. Most states require businesses to carry a minimum amount of:  READ MORE >>

Tuesday, August 11, 2020

3 Important Reasons to Always Have Car Insurance

In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. READ MORE >>

Thursday, August 6, 2020

Do I Have to Get Health Insurance Through My Employer?

n modern days, essentially no business is worth working for if they don’t offer a solid health insurance plan. Healthcare is expensive and insuring through your employer can often be the cheaper option.  There is no mandate stating that you have to purchase health insurance through your employer if you don’t want to, however. READ MORE >>

Tuesday, August 4, 2020

4 Important Ways to Fireproof Your Home

Simple Tips to Help Fireproof Your Home   House fires caused approximately $8 billion in property damage, more than 2,800 fatalities and more than 11,000 injuries in 2018. With people staying home more than ever these days, it is imperative to keep the property fire-safe. READ MORE >>

Thursday, July 30, 2020

How Homeowners Insurance Covers Water Damage

It only takes a small amount of water to cause a lot of damage in your home. Your homeowners insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage. READ MORE >>

Tuesday, July 28, 2020

Paying for Car Damage from Hitting an Animal

Something no driver ever wants to do is to hit an animal that strays into the roadway. This accident could cause a huge mess and damage your vehicle (and others if a chain wreck occurs). Not only that, there’s bound to be a fair amount of heartache if you are an animal lover. READ MORE >>

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Essigmann & Associates Inc.
Powder Springs: 770-634-7464 Cedartown: 770-748-8877 Calhoun 706-602-2889  Lawrenceville: 770-325-3737
Serving Powder Springs, Cedartown, Calhoun, Rockmart, Marietta, Rome, Douglasville, Dallas, Acworth, Austell, Atlanta, Cave Springs, Cartersville, Resaca, Ranger, Fairmount, Rydal, White, Oakman, Chatsworth, Sugar Valley, Dalton, Adairsville, Summerville, Armuchee, Nickelsville, Alpharetta, Euharlee, Lindale, Braswell, Coosa, Kennesaw, Mableton, Smyrna, Roswell, Bremen, Tallapoosa, Canton, Milton, Hiram since 2011.
We are also licensed in Alabama, California, Maryland, Mississippi, North Carolina, Pennsylvania, South Carolina, Tennessee, & Virginia.
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